When group plans are not an option, individual health policies from Shinberg Insurance provide health benefits. Directly purchased by an individual or a family, these policies can be tailored to lifestyle and health predispositions to ensure that you have the coverage for minor illnesses and major health setbacks alike.
We can help find a comfortable balance between paying for coverage you are unlikely to need and having a safety net when an illness occurs.
Separate Health Savings Accounts (HSA) may interest those in search of individual health plans as well to provide a savings account for health-related expenses.
- Health Maintenance Organization (HMO)
- Preferred Provider Organizations (PPO)
- Point of Service (POS) Plans